Privacy Policy
Retirement Ready ("Retirement Ready," "we," "our," or "us") are dedicated to safeguarding and respecting your privacy. This Privacy Policy outlines how we gather, utilize, and protect the information you provide when accessing our website ("Site") and the services offered through it ("Services").
Periodically, we may update this Privacy Policy. In such cases, we will post a revised version on this webpage. We encourage you to review this Privacy Policy regularly.
Collection and Use of Information
We collect Personally Identifiable Information from you when you use the Site and Services. "Personally Identifiable Information" refers to individually identifiable information about a consumer that we collect online and maintain in an accessible format. We gather the following types of Personally Identifiable Information:
Information You Provide
Voluntarily provided Personally Identifiable Information may include:
- Inquiry Submission: When you submit an inquiry to connect with a professional adviser, you provide us with your name, email address, phone number, age, zip code, and income details.
- Email Sign Up: To receive email updates, you provide us with your name and email address.
Information as You Navigate Our Site
We automatically collect specific Personally Identifiable Information as you use the Site and Services, including:
- Usage Information: Such as the pages you access, frequency of access, and clicks made while on the Site.
- Device Information: Including hardware model, operating system, application version, device number, and browser.
- Mobile Device Information: Aggregate data regarding mobile or tablet access, device type, and carrier.
- Location Information: Site visitor location data on a city-regional basis.
Third-Party Information
On occasion, we may receive Personally Identifiable Information about a third party from you. For example, when signing up for email updates, you may provide the name and email address of a third party. You are responsible for ensuring that you have the authority to provide such information and allow us to use it in line with this Privacy Policy.
How We Utilize Your Information
We use the Personally Identifiable Information we collect for various purposes, including:
- Connecting consumers with professional advisers;
- Sending email updates;
- Fulfilling contractual obligations and processing applications;
- Customizing content presentation on the Site;
- Providing requested information, products, or services;
- Enabling participation in interactive features;
- Providing support;
- Investigating and preventing illegal activities or fraud;
- Notifying about changes to the Site and Services;
- Defending legal rights;
- Efficiently maintaining business operations;
- Complying with applicable laws.
How We Share Your Information
We may share the information we collect in the following ways:
- Connecting consumers with professional advisers;
- Sharing information with service providers for data or Site-related services;
- Compliance with legal obligations or proceedings;
- Protection of legal rights;
- In the context of business transactions or events;
With your consent.
Cookies
We utilize cookies and tracking technologies to enhance service delivery, including:
- Estimating audience size and usage patterns;
- Customizing Site and Service preferences;
- Advertising relevant content and services;
- Tracking advertisements and search engine results;
- Analyzing site traffic for improvements;
- Recognizing returning visitors.
You can manage cookie preferences through browser settings, but blocking some cookies may limit Site accessibility.
Advertising Industry Resources
Opt-out mechanisms are available through industry resources like the Network Advertising Initiative's website or the Digital Advertising Alliance's website.
Google Analytics
Google Analytics helps analyze user interactions with the Site and Services. To learn more and opt out of tracking, visit Google's privacy page.
Other Data Collection Activities
We use cookies and similar technologies provided by third-party vendors to monitor and enhance user experiences.
Marketing and Communications
You can access, correct, or view Personally Identifiable Information associated with your account by contacting us here. To unsubscribe from marketing emails, use the included link or contact us directly.
Security
While we maintain commercially reasonable security measures, absolute security cannot be guaranteed.
Third-Party Links
Links to third-party websites are provided on the Site, each with its own privacy policies. Our Privacy Policy applies solely to Personally Identifiable Information collected on the Site and Services.
Children's Privacy
The Site and Services are not intended for children under 13, and we do not knowingly collect personal information from them.
Nevada and California Residents
Specific provisions for Nevada and California residents are outlined in our Privacy Policy.
Contact Us
We value your feedback. For queries or comments, get in touch with us via our contact us page.